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AI Finance Prep

Terms of Use

Updated as of May 30, 2024

Welcome to the AI Finance Prep service (the “Service”), owned and operated by StudyBrain LLC. These terms and conditions (the “Terms of Use”) apply when you view or use the Service via our website located at https://aifinanceprep.com (the “Site”). Throughout the Terms of Use, AI Finance Prep may be referred to as “AI Finance Prep”, “we”, “us”, or “our”. “You” includes both you, the user, and your parent or legal guardian who, if you are under the age of 18, has consented to your use of the Services and your agreement to these Terms of Use.

Please review the Terms of Use carefully. By accessing or using the Service, you signify your agreement to the Terms of Use. If you do not agree to the Terms of Use, you may not access or use the Service. If you are a parent or legal guardian and you provide consent for your child to register for the Service, you agree to be bound by these Terms of Use in respect of your child’s use of the Service.

Privacy Policy

AI Finance Prep respects the privacy of the users of the Service. Please refer to our Privacy Policy which explains how we may collect, use, and disclose your personal information. By accessing or using the Service, you signify your agreement to the Privacy Policy.

About the Service

The Service helps you prepare for investment banking interviews using AI. The AI Finance Prep platform, which may be accessed via the web or on your mobile device, is the main hub for users to access and use the Service, allowing users to practice interview questions, receive feedback, and interact with AI-powered tools.

Registration; Rules for User Conduct and Use of the Service

You must be a resident of the United States and of legal age to form a binding contract to register for the Service. If you are under 18 years old and thus, are not yet of legal age to form a binding contract, your parent or legal guardian must read these Terms of Use and agree to them before you use the Service. If you are under 18 and your parent or legal guardian has consented to your use of the Service, then both you and your parent or legal guardian agree that you will only use or access the Services in accordance with these Terms. The Service is not available to (i) any users previously suspended or barred from the Service by AI Finance Prep or (ii) any persons under the age of eighteen (18) years old whose usage of the Service has not been approved by a parent or legal guardian.

By using or registering for the Service, you represent (a) that you have not been previously suspended or barred from the Service by AI Finance Prep; (b) that you are either (i) at least 18 years old or (ii) your parent or legal guardian has consented to your use of the Service; and (c) that your registration and your use of the Service are in compliance with any and all applicable laws and regulations.

As a user of the Service, you will create a personalized account (an “Account”) which includes a unique username and a password to access the Service and to receive messages from AI Finance Prep. You agree to notify us immediately if you become aware of any unauthorized use of your Account. We will not be responsible for any liabilities, losses, or damages arising from or related to any unauthorized use of your Account.

Guest Account

You may be invited to join AI Finance Prep as a guest if invited by an existing member of AI Finance Prep. If you are invited by an existing member, you will receive the invitation in an email from AI Finance Prep. Upon receiving the email, you will need to register for a guest account. AI Finance Prep guests will receive access to the AI Finance Prep platform, allowing them to create projects, chat with other AI Finance Prep members in a group forum, and participate in free activities. However, guests will need to register as members and pay the membership fee in order to attend any classes offered by AI Finance Prep or access other benefits of the AI Finance Prep platform.

You verify that any contact information provided to AI Finance Prep, including, but not limited to, your email address, mobile phone number, and mailing address (if required), is true and accurate. By providing your mobile phone number and using the Service, you hereby affirmatively consent to AI Finance Prep’s use of your mobile phone number for calls and recurring text messages (including with an autodialer and/or prerecorded voice), even if your phone number is registered on any state or federal Do Not Call list, in order to:

  • Perform and improve upon the Service,
  • Facilitate the carrying out of our Service,
  • Provide you with information or promotions about product updates or improvements, as well as new and existing features of the Service,
  • Provide you with information and reminders regarding your registration, changes and updates, service outages or alterations, and
  • Provide you with updates from other members of our community.

These calls and texts may include, among other things, push notifications and other reminders delivered through our App. AI Finance Prep will not assess any charges for calls or texts, but standard message, data, or other charges from your wireless carrier may apply. You may opt-out of receiving text messages from us by emailing [privacy@aifinanceprep.com] and specifying you want to opt-out of texts. You may opt-out of receiving calls from us by stating that you no longer wish to receive calls during any call with us, or by emailing [privacy@aifinanceprep.com] and specifying you want to opt-out of calls. You understand that we may send you a text confirming any opt-out by you.

Membership

Membership for the Service is set out here: https://aifinanceprep.com/how-it-works. Each user must complete the enrollment form for the Service, which may be completed online or by telephone interview with a Service representative. You will need to provide a valid credit card at the time of enrolling for the Services. Membership is billed on a monthly basis, unless otherwise agreed at enrollment, based on the particular membership plan chosen by you. We may terminate your use of the Service if the membership is not paid for in a timely manner. You can cancel the Services at any time by logging into your Account and canceling the Services.

Billing and Automatic Renewal

AI Finance Prep subscriptions renew automatically using the payment details on file for your account. If you enroll for recurring classes, you acknowledge and agree that we are authorized to use the payment information on file for the tuition renewal amount. Until you cancel, AI Finance Prep will bill in advance of each month and your subscription will renew monthly on the same day of each month as the date of the first paid class, unless otherwise specified. You may cancel your subscription at any time as described in the “Cancellation and Refund Policy” section of these terms.

Cancellation and Refund Policy

You may cancel your AI Finance Prep subscription at any time; however, there are no partial or pro-rated refunds issued for cancellations. To avoid charges to the payment information on file for the upcoming billing period, you must cancel your subscription at least three (3) business days prior to the next bill date. The cancellation instructions below apply to all accounts.

For our team to begin to process a cancellation, we require that customers complete the steps below:

  • Login to https://aifinanceprep.com, open the dropdown menu in the top-right corner, and select Account Settings
  • On this page, find the subscription you'd like to cancel and select "Manage Subscription."
  • Follow the prompts to request cancelation of the subscription and select the student’s Final Session Date
  • Sessions currently scheduled between your Final Session Date & Effective Cancelation Date will be canceled and credited as makeup sessions which are valid for any course of equal or lesser value offered by AI Finance Prep.
  • Unless otherwise noted, all makeup classes shall expire 90 days after the date of issuance.
  • Please note, your cancellation request may take up to 3 business days to reflect in your account once submitted, and you will receive a confirmation email from support@aifinanceprep.com once the cancellation is fully processed.

Use Restrictions

You agree that, in your use of the Service, you will not under any circumstances:

  • Post anything that is abusive, threatening, obscene, defamatory, libelous, or racially, sexually, religiously, or otherwise objectionable or offensive;
  • Use the Service for any unlawful purpose or for the promotion of any illegal activity;
  • Undertake to harass, abuse or harm another person or group;
  • Use another user’s account, user name, or password;
  • Provide false or inaccurate information when registering or updating an Account;
  • Undertake to interfere with the proper functioning of the Service;
  • Make any unauthorized automated use of the system, or take any action that does or might impose an unreasonable or disproportionately large load on our servers or network infrastructure, as determined in our sole discretion;
  • Bypass any robot exclusion headers or other measures we take to restrict access to the Service or use any software, technology, or device to scrape, spider, or crawl the Service or harvest or manipulate data; or
  • Publish or link to malicious content intended to damage or disrupt another user’s browser or computer.

Posting & Conduct Restrictions

As part of the Service, you may be able to post or otherwise make available for viewing by you and/or other users content generated by you (“User Content”). User Content includes, but is not limited to, comments, questions, notes, reviews, ratings, messaging, images, projects, audio and video content, and computer code (including object and source code). You are solely responsible for the User Content that you post, upload, link to, or otherwise make available via the Service. You agree that we are only acting as a passive conduit for your online distribution

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